NPS Vatsalya
Any parent can start contributing to create tax-free investment corpus for their child under age of 18 years.
Regulated by PFRDA. Open for Indian residents, NRIs and OCIs

A larger corpus, a better future
Start Early
Discover the power of early investing with Good Pension.
By starting NPS investments at the age of 5 instead of 18 years, you could potentially increase your child's retirement corpus by 4 times.
Secure their financial future with our expert guidance and personalized strategies tailored to your needs.
How NPS Vatsalya works
Register
Parents can start or connect with good-pension to register their child for NPS Vatsalya
Corpus building
Keep adding money in corpus via lump-sum or SIPs. Corpus becomes tax-free Tier 1 NPS account when child turns 18
Pension phase
The child can withdraw up to 60% of corpus after age 60, and get annuity benefit options on rest
Features & Benefits of NPS Vatsalya

AFFORDABILITY
NPS asset maintenance charges at 0.09% are the cheapest among all investment options

ONLINE ACCESS
It is easy to monitor NPS corpus at any time. Subscriber can also make changes in allocation

TAX SAVINGS
Subscribers can claim up to ₹2,00,000 of tax deduction from income for NPS investments

PROTECT LIQUIDATION
NPS investments are protected from insolvency of Fund Managers' assets by PFRDA

PORTABILITY
Generate PRAN once, use it forever. Easy to shift across jobs, cities, countries for subscribers

FLEXIBILITY
Subscribers get the flexibility to choose corpus-building strategies based on many factors