top of page

NPS Vatsalya

Any parent can start contributing to create tax-free investment corpus for their child under age of 18 years.
Regulated by PFRDA. Open for Indian residents, NRIs and OCIs

A larger corpus, a better future

Start Early

Discover the power of early investing with Good Pension.

By starting NPS investments at the age of 5 instead of 18 years, you could potentially increase your child's retirement corpus by 4 times.

Secure their financial future with our expert guidance and personalized strategies tailored to your needs.

How NPS Vatsalya works

Register

Parents can start or connect with good-pension to register their child for NPS Vatsalya

Corpus building

Keep adding money in corpus via lump-sum or SIPs. Corpus becomes tax-free Tier 1 NPS account when child turns 18

Pension phase

The child can withdraw up to 60% of corpus after age 60, and get annuity benefit options on rest

Features & Benefits of NPS Vatsalya

AFFORDABILITY

NPS asset maintenance charges at 0.09% are the cheapest among all investment options

ONLINE ACCESS

It is easy to monitor NPS corpus at any time. Subscriber can also make changes in allocation

TAX SAVINGS

Subscribers can claim up to ₹2,00,000 of tax deduction from income for NPS investments

PROTECT LIQUIDATION

NPS investments are protected from insolvency of Fund Managers' assets by PFRDA

PORTABILITY

Generate PRAN once, use it forever. Easy to shift across jobs, cities, countries for subscribers

FLEXIBILITY

Subscribers get the flexibility to choose corpus-building strategies based on many factors

bottom of page