Retail NPS

Any individual can start and contribute in personal capacity towards healthy retirement
Regulated by PFRDA. Open for Indian residents, NRIs and OCIs

How does Retail NPS model work

Individuals can start to register or connect with good-pension to register for Retail NPS

Subscribers keep adding more money till age of 60 years via lump-sum payments or SIPs

Subscribers can withdraw up to 60% of corpus after age 60, and get annuity benefit options on rest

AFFORDABILITY

NPS asset maintenance charges at 0.09% are the cheapest among all investment options

ONLINE ACCESS

It is easy to monitor NPS corpus at any time. Subscriber can also make changes in allocation

TAX SAVINGS

Subscribers can claim up to ₹2,00,000 of tax deduction from income for NPS investments

PROTECT LIQUIDATION

NPS investments are protected from insolvency of Fund Managers' assets by PFRDA

PORTABILITY

Generate PRAN once, use it forever. Easy to shift across jobs, cities, countries for subscribers

FLEXIBILITY

Subscribers get the flexibility to choose corpus-building strategies based on many factors